Which of the following statements about legal liability is false?

Prepare for the IBABC Fundamentals of Insurance Exam with our detailed quizzes. Utilize flashcards and multiple-choice questions with hints and explanations to ace your exam!

The statement that occupiers are fully liable for all personal injuries on their property is inaccurate because it oversimplifies the legal concept of occupier's liability. In reality, the level of liability that an occupier has for injuries on their property depends on several factors, including the status of the visitor (invitee, licensee, or trespasser), the nature of the premises, and whether the occupier took reasonable care to ensure safety.

Occupiers owe different duties of care to different types of visitors. For instance, they have the highest duty of care towards invitees, who are there for the occupier's benefit, and a lesser duty towards licensees, who are there for their own purposes. Trespassers, on the other hand, are owed the lowest duty of care. This demonstrates that the occupier's liability is not absolute and varies based on circumstances and the relationship with the injured party.

In contrast, the other statements are true: bailees for hire are indeed required to exercise the highest level of care for the personal property under their control. Legal liability can also be established through court precedents, which serve as a legal basis for deciding cases, and legal liability may change depending on the context, such as different situations

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