What is often required from a policyholder when filing a liability claim?

When filing a liability claim, it is typically essential for the policyholder to provide documentation of the incident and the damages incurred. This tangible evidence supports the claim and helps the insurance company assess the validity and extent of the loss. By providing detailed documentation—including photographs of damages, witness statements, police reports, and any other relevant information—the policyholder allows the insurer to make an informed decision regarding the claim. Thorough documentation serves as a foundation for establishing the circumstances of the incident as well as the financial impact it has had on the policyholder, which is critical for the claims process.

The requirement for this kind of documentation is rooted in the need for clear and substantiated evidence in order to determine liability and compensation accurately.