In Safe Burglary insurance, which statement is INCORRECT regarding coverage?

In Safe Burglary insurance, the statement indicating that the coverage applies to safe theft regardless of cause is incorrect because this type of insurance typically has specific conditions and exclusions. Safe Burglary insurance specifically covers losses related to the theft of items from a safe, but it usually requires that the theft occurs through certain means, such as forced entry or unlawful removal, and may not cover thefts that occur under any circumstance.

The other statements reflect accurate aspects of coverage. Proof of loss value must be provided by the insured to substantiate their claim, as insurers need specific documentation to evaluate the extent of the loss. Coverage requiring specific security measures underscores the responsibility of the insured to maintain adequate security to protect their valuables, which helps mitigate risk for the insurer. Lastly, the coverage's limitation concerning damaged safes is also correct as it generally does not cover damage to the safe itself; rather, it focuses on the loss of contents due to theft.